Zarkhez-e -Asaan Digital Zarai Qarza

We offer Zarkhez-e – Asaan Digital Zarai Qarza, a technology-enabled agriculture financing facility designed to provide collateral-free, short-term crop production financing to eligible small farmers, including landowners and tenants. The facility enables farmers to access financing through a convenient digital process for the purchase of quality agricultural inputs such as seeds, fertilizers, pesticides and diesel through approved channels and merchants.

Features

  • Collateral-free short-term crop production financing
  •  Digital application and processing through the Zarkhez-e platform
  •  Financing for eligible agricultural inputs including seeds, fertilizers, pesticides and diesel
  • Structured digital usage to promote purposeful utilization of financing
  • Convenient access without the need to visit a bank branch for application
  • Digital verification and agronomic assessment
  • Financing available to eligible landowners and tenant farmers
  • Agri-advisory support for improving crop productivity
  •  Transparent and convenient loan utilization and repayment process
  • Financing subject to eligibility and applicable SBP/Zarkhez-e terms & conditions